Unlock Your Financial Potential
We Offer Hassle-Free Financial Services That Work For You, Not Against You
Our Mission
At MoneFi, our mission is about transformative change, particularly for the underserved small businesses sector. These small-to-medium-sized businesses, rich in potential, have historically been sidelined due to outdated assessment methods that don't reveal the whole story of an entrepreneur
A Threefold Commitment at MoneFi:
Tailored Lending Solutions ( Live Now)
We advocate for a financial landscape where every business narrative is acknowledged and appreciated. By adopting alternative credit assessments, we bridge these businesses with committed lenders, utilizing advanced software for more transparent and secure funding decisions.
Business Education ( Coming Soon)
Acknowledging that a prosperous business undergoes continuous growth and learning, we are dedicated to providing essential financial education and a tailored business partnership directory. This initiative ensures that businesses not only succeed but also expand with knowledge and confidence.
Community Impact Payments ( Coming Soon)
MoneFi champions Community Impact Payments, integrating philanthropy with our mobile and in-store POS systems. Each transaction, whether domestic or cross-border, contributes to chosen community programs, marrying commerce with social progress.
Our resolve is clear: At MoneFi, we believe that when businesses prosper, entire communities flourish. Join us as we reshape the financial future, ensuring it's inclusive, educative, and globally connected.
Why Us
MoneFi is about creating opportunities, fostering diverse business growth, and making a tangible impact. We're not just about profit - we're about people, and that commitment shines through in our collaborative partnerships and our dedication to reinvesting in our community.
How the MoneFi Process Works
Apply
Fill out one simple application. There's no fee or obligation, and applying will not impact your credit.
Evaluate
Review loan offers with your dedicated funding advisor and pick the solution that works for you.
Fund
Get the capital in as little as 24 hours — deposited directly into your business account.
Grow
Put the money to work and get back to what you do best — growing your business!
Minimum Criteria
Any business, from small to large, can get access to the needed capital as long as you meet these minimum requirements.
10k
Monthly Revenue
6 months
In Business
550
Credit Score
Funding for your Business
Many small business are underserved by traditional lenders. However, access to capital can be the key to unlocking growth for your business.
Buy Materials and Supplies
Renovate your space
Purchase Equipment
Open a new location
Simple steps, big impact.
Get loan offers that meet your specific business needs from several funders through Monefi.
Receivables Purchase
Lender purchases future revenue from sales at a discount and you pay back over a period of time with fixed daily or weekly payments.
Line of Credit
You can borrow up to a maximum credit limit and only pay interest on the amount of funds you draw from your credit line on a monthly basis.
Term Loan
Lump sum amount lent to the business, which is paid back over a period of time with regular scheduled payments determined by your credit profile.
Invoicing Factoring
Sell outstanding invoices to a lender who will pay you a portion of the amount up front. The remaining percentage is held until the invoice is paid by your customer and a fee is deducted.
Equipment Financing
Lender provides you the cash you need to purchase a piece of equipment. You pay back the total amount, plus interest, over a period of time.
A wide range of options
Whatever your current business needs, Monefi offers a wide range of financing options.
Term Loan
‧ Up to $10,000,000
‧ 6 to 36-months
Receivables Advance
‧ Up to $750,000
‧ 3 to 12-months
Line of Credit
‧ Up to $10,000,000
‧ Revolving terms
Other financing options
‧ Amounts will vary
‧ 3 to 36-months
MoneFi SMB
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