Unlock Your Financial Potential

We Offer Hassle-Free Financial Services That Work For You, Not Against You

Our Mission

At MoneFi, our mission is about transformative change, particularly for the underserved small businesses sector. These small-to-medium-sized businesses, rich in potential, have historically been sidelined due to outdated assessment methods that don't reveal the whole story of an entrepreneur

A Threefold Commitment at MoneFi:

Tailored Lending Solutions ( Live Now)

We advocate for a financial landscape where every business narrative is acknowledged and appreciated. By adopting alternative credit assessments, we bridge these businesses with committed lenders, utilizing advanced software for more transparent and secure funding decisions.

Business Education ( Coming Soon)

Acknowledging that a prosperous business undergoes continuous growth and learning, we are dedicated to providing essential financial education and a tailored business partnership directory. This initiative ensures that businesses not only succeed but also expand with knowledge and confidence.

Community Impact Payments ( Coming Soon)

MoneFi champions Community Impact Payments, integrating philanthropy with our mobile and in-store POS systems. Each transaction, whether domestic or cross-border, contributes to chosen community programs, marrying commerce with social progress.

Our resolve is clear: At MoneFi, we believe that when businesses prosper, entire communities flourish. Join us as we reshape the financial future, ensuring it's inclusive, educative, and globally connected.

Why Us

MoneFi is about creating opportunities, fostering diverse business growth, and making a tangible impact. We're not just about profit - we're about people, and that commitment shines through in our collaborative partnerships and our dedication to reinvesting in our community.

How the MoneFi Process Works

Apply

Fill out one simple application. There's no fee or obligation, and applying will not impact your credit.

Evaluate

Review loan offers with your dedicated funding advisor and pick the solution that works for you.

Fund

Get the capital in as little as 24 hours — deposited directly into your business account.

Grow

Put the money to work and get back to what you do best — growing your business!

Get Connected

Minimum Criteria

Any business, from small to large, can get access to the needed capital as long as you meet these minimum requirements.

10k

Monthly Revenue

6 months

In Business

550 Credit Score

Funding for your Business

Many small business are underserved by traditional lenders. However, access to capital can be the key to unlocking growth for your business.

Buy Materials and Supplies

Renovate your space

Purchase Equipment

Open a new location

Simple steps, big impact.

Get loan offers that meet your specific business needs from several funders through Monefi.

Receivables Purchase

Lender purchases future revenue from sales at a discount and you pay back over a period of time with fixed daily or weekly payments.

Line of Credit

You can borrow up to a maximum credit limit and only pay interest on the amount of funds you draw from your credit line on a monthly basis.

Term Loan

Lump sum amount lent to the business, which is paid back over a period of time with regular scheduled payments determined by your credit profile.

Invoicing Factoring

Sell outstanding invoices to a lender who will pay you a portion of the amount up front. The remaining percentage is held until the invoice is paid by your customer and a fee is deducted.

Equipment Financing

Lender provides you the cash you need to purchase a piece of equipment. You pay back the total amount, plus interest, over a period of time.

A wide range of options

Whatever your current business needs, Monefi offers a wide range of financing options.

Term Loan

‧ Up to $10,000,000

‧ 6 to 36-months

Receivables Advance

‧ Up to $750,000

‧ 3 to 12-months

Line of Credit

‧ Up to $10,000,000

‧ Revolving terms

Other financing options

‧ Amounts will vary

‧ 3 to 36-months

MoneFi SMB

Stories

Chris Isom's Journey: From Court to Community Wellness - Dive into the inspiring journey of Chris Isom, the founder of Isom Wellness, in our latest MoneFi SMB Story. From his basketball career to impacting health and wellness in Austin's underserved communities, Chris's story is a testament to the power of transformation and community impact. Discover how his unique financial perspective and entrepreneurial spirit align with MoneFi's mission.

Transparency

We understand the importance of clear communication and legal transparency. While we strive to provide the best possible options for our users, it's important to recognize that all financial decisions come with inherent risks and considerations. Our team is here to provide guidance and support, but the final decision and its implications are ultimately the responsibility of the borrower. We encourage all potential borrowers to thoroughly review their options, ask questions, and consider their ability to meet repayment obligations.

Get to know MoneFi

At MoneFi, we're committed to building a more inclusive financial ecosystem, one that empowers underserved SMEs with the resources they need to thrive. As we prepare to launch our marketplace, we're excited to introduce a carefully selected range of lending options designed with your business's success in mind

Our Commitment to Affordability

Understanding the impact of financial costs on small businesses, we've taken a proactive approach to ensure the loans available through our platform are both accessible and affordable. We pledge that all loan options we offer will have an intentional cap at certain rates. This cap is part of our ongoing commitment to financial inclusion and ethical lending practices.

A Choice That's Truly Yours

While we've gone to great lengths to curate lending options that align with our vision of fair and affordable access to capital, the choice ultimately rests with you. We believe in empowering our users with the information and support they need to make the best decisions for their business. Opting for a loan is a significant decision, and we want to assure you that, with MoneFi, you're in control every step of the way.

A Process Driven by Continuous Improvement

Our launch is just the beginning. As we grow and evolve, so too will our processes, offerings, and the technologies we employ. We're committed to continuous improvement, learning from our experiences, and feedback from our community. This journey towards better financial inclusion is a collaborative effort, and we're dedicated to making enhancements that serve you better.

Transparency

Our Commitment to Affordability

A Choice That's Truly Yours

A Process Driven by Continuous Improvement

Transparency

FAQ

Wondering how Monefi works? We're an open book.

How long will it take to get funds after I've completed the application?

You can be funded in as little as 24 hours! Your funding advisor will work with you on any requirements prior to funding, but we can move as fast as you do through the process.

What's the process to apply for capital?

Applying is quick and easy. This can be done by clicking on a pre-qualification offer or from the capital landing page. The process takes under 5 minutes to complete and is fully electronic! Once you've begun the application process, a dedicated funding advisor will work with you from start to finish and will be there to answer any questions along the way.

Will my credit be impacted when I apply?

Not at all. By applying, your credit will not be impacted without your consent. Your application will be reviewed by the funding advisor team and a dedicated advisor will walk you through the next steps and any potential credit checks in the process before they occur.

What if I have a question about the process during the application stage?

Your dedicated funding advisor will be available to answer any questions you may have at any point during the process via text, email or phone!

What products are available to me?

There are several products from term loans to lines of credit. The funding advisor team will work with you to find the best fit for your business both now and in the future.

What will I be expected to provide during the application process?

Completing the application requires light details to start. During the underwriting process, additional documents may be requested based on specific lender requirements. If any are needed, your advisor will guide you through the process.

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